FAQ

No - your 30 minute introductory meeting is free. The purpose of this meeting is for us to get to know each other and determine whether we are a good fit. Financial planning is a very personal process, so it’s important to work with a planner who makes you feel comfortable. We will talk about your financial concerns and how Old Growth Financial's planning process works. Together, we will decide which of our services is a match for your needs.

 

Old Growth Financial clients usually fit into one of two categories: ​

  • Professionals trying to juggle retirement savings, planning for their kids' education, and the other demands on their time and money;
  • Pre-retirees (5-10 years out) looking for a check-up on their retirement savings, and for guidance on pre-retirement and early retirement financial strategies.

We are not in the business of picking the next hot stock or speculative investment. At Old Growth Financial, we take a long-range approach to financial planning based on each client's risk profile and timeline.

Yes. My fiduciary oath is to always act in your best interests.

No. Old Growth Financial works with clients of all asset levels. Services are offered on a complexity-based flat fee that is not tied to the size of your accounts.

 

The CFP® designation is the gold standard in the financial planning industry. The CFP® certification process identifies to the public that those individuals who have been authorized to use the CFP® certification marks have met rigorous education, examination, experience, and ethical requirements. CFP® professionals have agreed to adhere to the principles of integrity, objectivity, competence, fairness, confidentiality, professionalism and diligence when dealing with clients.

 

No. Old Growth Financial is an advice-only firm. This means that we offer financial plans without the need to open an account. Your accounts remain under your control at the broker of your choice. Our advice is offered through one-time, ongoing, or hourly-based plans.

As a fee-only financial advisor, I am paid directly by you and only you. I don't earn commissions or receive any other form of compensation for referrals to other companies. At Old Growth Financial, you receive objective advice rather than a commission-driven sales pitch.

 

No - you don't have to live anywhere near an old growth forest. We can do all of our work virtually via phone, video conference, or email, so we can work together even if we don’t live next door to one another.

 

Whether you're ready to schedule an introductory meeting, or just have a few questions, you can click the button below to get in touch with us.